I am a proud owner of Creative Inspire 5200 ...
The performance is very good for day to day use. This is the price I paid when i purchased it in October 2004
Creative Inspire 5:1 5200 speakers ==> Rs 4,800
Creative SoundBlaster Live Sound card ==> Rs 1,850
It is giving me good performance till date. The speaker output is analog though !!!
Visit
http://www.soundblaster.com/ for more details.