It is also possible that the drive to which windows swaps by default (C) has low memory, in that case switch the swapfile to another drive (saroman has explained it)
Also go to start>run>msconfig. In the startup tab, there should not be too many apps.
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Hardware - Celeron 266 MHz, 128MB RAM, Intel i740 8MB RAM
Software - Slackware Linux 10.1; Archlinux 0.7; Windows 98 SE
Humanware - GS/CS C++ L+++ w b+++ DI+ D+ e
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