Yes, press and hold CTRL-ALT-DEL buttons. This will display the login dialog box. Here, type the username and password and log into the system.
But, this type of problem can occur IF the local user accounts are deleted somehow from the System. In this case, you have to log in using the above mentioned method but providing Administrator name and password (These are specified during installation).
If its Windows XP Home edition, you cant login using Admin account in Normal Mode. So, you have to boot into Safe Mode (F8 ) and then press and hold the CTRL-ALT-DEL keys to bring Login dialog box and then provide the Admin user name and password.
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