To see if it is a problem with your ISP (highly unlikely), do a quick bandwidth test at any of the free testing sites. Even airtel had one at south.touchtelindia.net, but I couldn't find it again. That shud help narrow down the culprit.
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Winchester 3200+ @2,500MHz
LeadTek 7900GT VOLT MODDED @ 680 core, 1800 mem
2x1GB Transcend DDR400 @ DDR454 2.5,3,3,5,1T
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