First of all, do not buy the 4400 speaker system as it lacks a center channel which does not give you true surround effect in DVD movies. Better put in some extra cash and go in for the 5200 (5.1).
Secondly, for the 4400 speaker system onboard sound is good enough. But if you plug it into say an Audigy 2, sound quality is increased but only slightly. I'm telling you this out of experience, I had the same...
If at all you do feel like buying a soundcard, go for the Creative Soundblaster Live series, Audigy or X-fi would be an overkill for your speakers...
Other low quality soundcards are not better than the onboard sound...
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