I sent a DD to a person to make payment towards a service, using my Citibank online account. The amount gets reflected in my next credit card statement. I was surprised to learn from him that the DD had my credit card number. I contacted the bank for a clarification, here is what they had to say
Also note that they do not allow special characters in communication (wonder why) and so my mail is devoid of punctuation.
Now, you're thoughts............................