Hello rahul
Thank you for your reply.
I should have mentioned this:
"I am not a geek and I won't be one"

'cause I beleive I really do not have enough time to study, experiment and attain that status.
Overclocking for me is not an option. I do not dare to touch the processor after it is installed. I really can't take the chance as in case of any mishap it will bring a considerable financial loss to me.
Regarding upgrade yes I am interested to do that. I would love to wait till the end of July but my old rig has found a buyer with a good price and I can't let him slip. After that I can't stay nearly two months without a PC and my present party can not wait two monts to buy the present rig of mine.
For me upgradation really means increasing ram and adding a PCIe graphics card. As I pointed out I hardly play any games but Ido a lot of video a multimedia work..
In light of my above comments what is your opinion?