8) ..welcum to the forums mate...
provide us a few details will u...

tata indicom dialup or cable/broadband??

if dialup then modem speed...??...internal/external...

ny firewall ur using???

XP inbuilt firewall...enabled or disabled???

how have u checked the speed ..??
try the exact speed at
http://us.mcafee.com/root/speedometer/default.asp

complete system configuration...RAM...???
waiting for ur reply!!